Payment Policy for Homebina

Effective Date: January 8, 2025

At Homebina, we are committed to providing a seamless and secure payment experience for our customers. This Payment Policy outlines the terms and conditions related to payment methods, transactions, and security for purchases made through Homebina.com.

1. Accepted Payment Methods

We accept the following payment methods:

  • Major credit and debit cards (Visa, Mastercard, American Express, Discover)
  • PayPal
  • Digital wallets (if available)
  • Other payment methods as specified during checkout

Note: Payment methods may vary depending on your location.

2. Payment Process

  • Payment is required in full at the time of purchase.
  • Once your payment is successfully processed, you will receive an order confirmation email with the details of your purchase.
  • If your payment fails, please check your payment details and try again or contact your financial institution for assistance.

3. Currency

All prices on the website are displayed in USD (United States Dollars). Any additional fees or exchange rates applied by your bank or payment provider are your responsibility.

4. Taxes and Duties

  • Applicable sales tax will be calculated and added to your total during checkout based on your shipping address.
  • For international orders, customers are responsible for any customs duties, taxes, or additional fees imposed by their country.

5. Payment Security

Homebina is committed to safeguarding your payment information. We use:

  • Secure Socket Layer (SSL) encryption to protect your data during transmission.
  • Trusted payment gateways to ensure your transactions are safe and secure.

We do not store your full payment details on our servers.

6. Payment Confirmation

Once your payment is successfully processed, you will receive:

  • An order confirmation email.
  • A receipt outlining your payment details.

If you do not receive a confirmation, please contact us at info@fashionbina.com.

7. Failed or Declined Transactions

  • If your payment is declined, please ensure that all payment details are entered correctly and that your card or account has sufficient funds.
  • For further assistance, contact your bank or payment provider.

8. Refunds and Disputes

Refunds are processed in accordance with our Refund and Returns Policy.

  • Refunds are issued to the original payment method used for the purchase.
  • If you believe there is an unauthorized charge or discrepancy, contact us immediately at info@fashionbina.com.

9. Payment Changes

Homebina reserves the right to update or modify payment methods and terms at any time. Changes will be reflected on our website, and continued use constitutes acceptance of the updated policy.